CARMEN FINANCIAL SERVICES

We cover your world

Our Mission

Our mission is to be a leading intermediary, representing the demographics of South Africa in predetermined disciplines of the insurance industry, offering superior services and products to selected clients within the business and private sector.

 

Bonds & Guarantees

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Business Commercial

Due to the diverse nature of our clients’ businesses we have formed strategic relationships with selected South African insurance 

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Contractors / Plant All Risk

The Cover encompasses damage caused whilst the works are being undertaken, either due to fire, storm, flood, tempest, snow, hail.

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Directors & Officers

D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the

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Personal Insurance

Our philosophy of accepting the right client has enabled us to achieve the levels of service and expertise of the highest standard.

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Liability

Our Product Liability Insurance offers cover for damage or injury caused to another business or person by the failure of your.

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Marine & Cargo

Our Marine Cargo Policy extends to insure imports and exports of all kinds of products including cover for all transit legs international.

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Professional Indemnity

All professionals can be sued for actual or alleged breach of professional duty or negligence arising out of, or 

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